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Insurance Claim Dispute Guides by Damage Type

Every type of insurance claim has its own pitfalls and insurer tactics. Select your claim type to learn how insurers underpay and how to fight back.

Water Damage

Water damage claims are among the most frequently underpaid in the insurance industry.

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Roof Damage

Roof damage claims — especially from hail and wind — are consistently among the most disputed in the insurance industry.

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Fire Damage

Fire damage claims are among the largest and most complex in homeowners insurance.

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Auto Accident

Auto insurance claims are disputed more than any other type.

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Theft & Burglary

Theft and burglary claims are uniquely difficult because the stolen property is gone — making it easy for insurers to undervalue items, question your inventory, and apply aggressive depreciation.

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Wind & Storm Damage

Wind and storm damage claims are among the most contested in property insurance.

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Flood Damage

Flood claims — whether through the National Flood Insurance Program (NFIP) or private flood policies — are among the most underpaid in the industry.

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Mold Damage

Mold claims are among the most frequently denied or underpaid in the insurance industry.

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Pipe Burst & Plumbing

Pipe bursts and plumbing failures cause some of the most expensive water damage in residential insurance.

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Tree Damage

Tree damage claims — from fallen trees hitting structures, fences, or vehicles — are frequently underpaid due to low tree removal caps, disputes over which policy covers the damage, and structural damage undervaluation.

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